WISE
Multi-currency account

The cheap & fast way to send money abroad

Let us start with this. Our experts at Global Nomad Guide love Wise and have been using it for years so as much as we try to stay objective, we think that currently, Wise is one of if not the best solutions for multi-currency accounts and money transfers for location independent individuals.

Borderless Account

With Wise, you can hold more than 50 currencies and convert between them at the real exchange rate whenever you need. Adding a new currency takes seconds, and you can use the bank details to receive or pay money in the local currency.

One of the main benefits of having Wise account, over a traditional bank account, is being able to manage your money without international transaction fees or outrageous exchange rates.

Get more for your money with Wise

Unlike most banks, Wise uses the real exchange rate for sending money — just like the one used by Google or Reuters. Combine that with a low, upfront fee, and you get international transfers that are cheap, fair, and transparent.

Currency Converter

If you are waiting on a better rate, you can set an alert, and you will be notified when the conversion rate gets better. You can now also set up Auto Conversions. They allow you to pick your desired exchange rate and a specified amount to convert between two eligible currencies. Wise will watch the rate, and convert your money automatically when your desired rate – or an even better rate – is met in the market. 

Cost of cash withdrawals

You can use your Wise card like any other bank card to withdraw money at ATMs around the world, but there are certain limits on taking out cash from ATMs. This varies depending on the currency, but for example, you can take out money for free twice a month — as long as the total amount is 200 GBP/EUR or under. This is definitely not ideal, but really if you compare that with other providers, the fees are still lower than any other bank.

Sign up for Wise and get a fee-free transfer.